Homelend https://homelend.co.nz/ Mortgage Lending Specialists East Auckland Tue, 05 May 2026 00:51:21 +0000 en-NZ hourly 1 https://homelend.co.nz/wp-content/uploads/2021/07/cropped-icon-32x32.png Homelend https://homelend.co.nz/ 32 32 Your Petrol Bill Just Became a Geopolitics Problem https://homelend.co.nz/petrol-prices-hormuz-ev-finance/ Tue, 05 May 2026 00:51:20 +0000 https://homelend.co.nz/?p=862 Remember when petrol was $2.50 a litre and we thought that was outrageous? Good times. As of this week, 91 octane is sitting around $3.24 a litre. Diesel nearly doubled earlier this year. And the reason has nothing to do with New Zealand — it has everything to do with a narrow strip of water […]

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]]> Home Loan Channeling Guide https://homelend.co.nz/home-loan-channeling-guide/ Tue, 14 Apr 2026 05:09:02 +0000 https://homelend.co.nz/?p=667 Home loan channeling is the practice of routing your income — your salary, your business takings, any money that hits your account — through a specific part of your mortgage, instead of through a standard transaction account. That specific part is usually a revolving credit facility (sometimes called a flexi loan, orbit, or rapid repay […]

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]]> The OCR and the economist https://homelend.co.nz/the-ocr-and-the-economist/ Thu, 09 Apr 2026 02:55:27 +0000 https://homelend.co.nz/?p=658 The Reserve Bank of New Zealand held the OCR at 2.25% yesterday and the tone out of Governor Breman's statement was noticeably more hawkish than most borrowers were expecting. If you have a mortgage coming up for refixing in the next few months, this decision matters. Here's what you need to know, plus a story […]

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]]> Iran, Oil, and Your Mortgage: A “What is Going On?” Guide https://homelend.co.nz/iran-oil-and-your-mortgage-a-what-is-going-on-guide/ Mon, 02 Mar 2026 22:42:07 +0000 https://homelend.co.nz/?p=639 Someone asked me the question yesterday, my immediate answer was “I don’t know” as I don’t even know where to start talking about it.The news out of the Middle East right now is a lot to take in, and you’re probably wondering what a conflict thousands of kilometers away has to do with your house […]

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]]> NZ Mortgage Update February 2026: What the OCR Hold Means for Auckland Homeowners https://homelend.co.nz/nz-mortgage-update-february-2026-what-the-ocr-hold-means-for-auckland-homeowners/ Fri, 27 Feb 2026 05:53:19 +0000 https://homelend.co.nz/?p=637 The Reserve Bank of New Zealand (RBNZ) has held the Official Cash Rate (OCR) steady at 2.25% in their latest February 2026 announcement. For Auckland homeowners and first-home buyers, this brings a sense of stability after a period of fluctuation. While the OCR remains unchanged, we are seeing a “mortgage price war” among major banks. […]

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]]> Market News https://homelend.co.nz/market-news/ Thu, 26 Feb 2026 20:10:12 +0000 https://homelend.co.nz/?p=616 Market update 27-02-2026 As of late February 2026, New Zealand's mortgage market is experiencing a shift as major banks like BNZ cut long-term rates (3-5 years) while others, such as ANZ and Westpac, have adjusted rates, with some lifting in response to inflation concerns. Following a 2025 OCR drop to 3.5%, rates are largely flat, […]

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