Services

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MORTGAGE LENDING

Whether you’re looking to buy your first home, investment or build, we are here to remove the stress and complications that can come when looking for finance.

We can help our clients with all their mortgage lending needs so they can enjoy the fun and excitement of purchasing real estate.

Purchasing a property can be a large and long term financial commitment, so you want to ensure you get it right the first time. We have the experience to ensure your financial needs are assessed correctly and that your purchase amount & property meet your needs and lifestyle.

If you are a first home buyer we will investigate across a wide variety of lenders to get the right home loan as well ensure you are looking at what government grants you may be eligible for.

For our investor clients or perhaps property developers, this market can be challenging when seeking finance or knowing where to get funding for these projects. Our team here at Homelend have the experience and connections to work with you and a lender to keep your project on track.

So if you find yourself not knowing where to start when seeking finance give the team at HomeLend a call, Our team has over 40 years of experience in the industry and we look forward to helping you on your journey.

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business LENDING

Want to expand your portfolio to commercial properties?

Are you a developer who needs funding support?

Speak to us about your needs, save money by receiving the best financing advice available.

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asset finance

Whether you are looking to upgrade your current assets, purchase new or free up cash flow.

Our advisers can assist you with financing your purchase of a vehicle or truck, through to major machinery. We have access to lenders that can offer an array of competitive pricing.

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construction loans

Our Team has extensive knowledge of residential building loans. We can assist our clients with negotiating the right contract to suit our customer's financing needs from turn key, construction loan through to labour only builds. We will navigate you through the process with your builder and preferred lender to ensure it is the right fit for you.

Why Use Homelend

  • We work in your best interest – we are your personal bank manager
  • We are not a bank nor are we owned by one – proudly owner-operated
  • Access to 20+ banks all in one place
  • We are mobile and can meet at a time and place convenient to you.

How we will work together

We follow a 6 step process to ensure we understand your situation enabling us to provide the best solution and outcome. From our initial chat, understanding your situation, completing research and recommendations, lodging your application, approval through to settlement and an ongoing relationship for the long haul. We are with you every step of the way.

"Hi Riona, The gift box you sent out to us just blew us away, it was absolutely beautiful and so unexpected. We just can’t thank you enough for everything you did for us and we will be forever grateful to you as we are so happy in new our home. We will happily recommend your services to anyone looking for an awesome mortgage broker."

 

"Mike is such a humble and hardworking person. He communicates really well and keeps you updated every step of the way. Really knows his stuff and helped us buy our home with very little hassle. No matter what your situation is, he will be honest and upfront with you all the time.

Great pleasure to have Mike as our broker, to take over our finance and accounts. Mike is very professional in his field. Myself and Mareta highly recommend the service of Mike to anyone who is seeking assistance and help in financial circumstances as well as seeking to buy a new home. Services with a smile I say. 5 stars in my books. Thank you Mike for putting me and my family into a new home.

I have had the pleasure of dealing with Mike Lam on a number of occasions with mutual clients. Mike is invariably professional, efficient, and courteous in all of his dealings. Mike works extremely hard to achieve optimal outcomes for his clients and takes great pride in always being there for his clients when they need him – being proactive and personable at all times.

Mike is also very knowledgeable with respect to the permutations of the current market and the intricacies of the banks’ lending policies and procedures. Mike adds value by understanding his clients’ goals and astutely arranging his client's lending arrangements so that his clients have the best chance of success. I recommend Mike to all of my clients who are looking to buy, sell or refinance property in New Zealand.