Market News
OCR Holds at 2.25% and What It Means for Your Mortgage in 2026
The Reserve Bank of New Zealand has kept the Official Cash Rate (OCR) at 2.25% — the third consecutive hold after a series of cuts brought it down...
Read More →Your Petrol Bill Just Became a Geopolitics Problem
Remember when petrol was $2.50 a litre and we thought that was outrageous? Good times. As of this week, 91 octane is sitting around $3.24 a litre. Diesel...
Read More →Home Loan Channeling Guide
Home loan channeling is the practice of routing your income — your salary, your business takings, any money that hits your account — through a specific part of...
Read More →The OCR and the economist
The Reserve Bank of New Zealand held the OCR at 2.25% yesterday and the tone out of Governor Breman's statement was noticeably more hawkish than most borrowers were...
Read More →Iran, Oil, and Your Mortgage: A “What is Going On?” Guide
Someone asked me the question yesterday, my immediate answer was "I don't know" as I don't even know where to start talking about it.The news out of the...
Read More →NZ Mortgage Update February 2026: What the OCR Hold Means for Auckland Homeowners
The Reserve Bank of New Zealand (RBNZ) has held the Official Cash Rate (OCR) steady at 2.25% in their latest February 2026 announcement. For Auckland homeowners and first-home...
Read More →Market News
Market update 27-02-2026 As of late February 2026, New Zealand's mortgage market is experiencing a shift as major banks like BNZ cut long-term rates (3-5 years) while others,...
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