Qufei Xie
Financial Adviser
FSPR: 590669
Financial Advice Provider: Lift Capitals Limited (FSPR 754351)
Email: qufei_xie@liftcapitals.com
Phone: 021 832 223
Address: 19/2 Bishop Dunn Place, 2013
Qufei Xie provides advice on behalf of Lift Capitals Limited, a licensed Financial Advice Provider.
Services Provided
Fei helps clients choose and apply for loans suited to their purpose, and assists through to approval.
Lender Panel
ANZ, Westpac, BNZ, ASB, ASAP Finance Limited, Avanti Finance, Cressida Capital, DBR, First Mortgage Trust, Heartland Bank, Liberty Financial Limited, NZCU, RESIMAC, SBS Bank, Select Home Loan, Southern Cross, The Co-operative Bank, Bank of China (New Zealand) Limited, Industrial and Commercial Bank of China (New Zealand) Limited, Zip Business, Basecorp Finance, CFML.
Products Advised On
Home Loans, Investment Loans, and Construction Loans.
Referral Partners
Tower - F&G, Asset Finance, UK Pension Transfers, and XE Money.
Fei does not provide legal or tax advice and recommends clients consult their solicitor or accountant where needed.
Fees
Generally, no fee is charged for financial advice where a loan settles and lender commission is received.
A one-off fee may apply where no lender commission is payable, or where commission must be repaid to a lender within 28 months of drawdown due to repayment or material changes to the loan. Any such fee would be agreed in advance. Where commission clawback applies, the fee will be no more than $2,500 plus GST, calculated at $250 plus GST per hour, and will not exceed the amount of commission required to be repaid.
Commissions and Incentives
On settlement, Fei usually receives an upfront commission and may also receive an ongoing trail commission. In some cases, a fixed rate roll-over fee may also be paid where assistance is provided with refixing. Referral fees or commissions may also be received from referral partners where applicable.
Conflicts are managed by following a client-first advice process, ensuring loan amounts are suitable, disclosing commission structures, and undertaking regular conflict management training.
Complaints
If you have a complaint about Fei’s advice or service, please contact Fei directly by phone or email using the heading Complaint - Your Name. If the matter cannot be resolved internally, it may be referred to:
Insurance & Financial Services Ombudsman Scheme
Email: info@ifso.nz
Phone: 0800 888 202
Privacy and Security
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